The Funds offer investors monthly distributions from a pool of loans secured by registered mortgages, managed by Australian Secure Capital Fund Limited.

Key Benefits

Benefits Of Investing in ASCF 

The Funds offer targeted distribution rates of 6.10% to 7.75% per annum^* depending on their choice of investment term and Fund.

The maximum loan to valuation ratio on loans to borrowers is 70.00% in ASCF Premium Capital Fund and 80.00% in ASCF Select Income Fund & ASCF High Yield Fund based on a valuation of the security property.

Your investment is spread across the entire pool of loans contained in the Fund. Your investment is not linked to a particular borrower or an individual security property.

The Funds do not provide construction finance to property developers
on the anticipated end value of the security property yet to be constructed.

The Funds only provide short term loans to a maximum of 24 months, making it more liquid than traditional mortgage funds.

To invest in short term loans secured by registered mortgages over residential or commercial property in order to provide our investors with a monthly return on their funds.

"Having invested with ASCF for the past 7 years, I have found their security of investment, professional attitude, attendance to customers and overall comfort level nothing but exemplary."

R.K.

For further information on the fund and details on how to apply 

Australian Secure Capital Fund Ltd holds an
Australian Financial Services Licence AFSL 491201 and Australian Credit Licence ACL 491201

Our Associates

A pooled Mortgage Unit Trust Investment by Australian Secure Capital Fund Limited ACN 613 497 635 - AFSL 491201 ACL 491201.

©2024 Australian Secure Capital Fund Ltd
All rights reserved

This website and the information contained in it has been issued by Australian Secure Capital Fund Ltd ACN 613 497 635 AFS Licence and Australian Credit Licence no. 491201 (ASCF). ASCF is the responsible entity for the ASCF Premium Capital Fund ARSN 637 973 409, the ASCF Select Income Fund ARSN 616 367 410, the ASCF High Yield Fund ARSN 616 367 330 (Funds).

Read the PDS and TMD, available below. Distribution rates are not guaranteed nor a forecast. Lower than expected returns may be achieved. Investment in the mortgage Funds is not a bank deposit and investors risk losing some or all of their capital. Withdrawal rights are subject to liquidity and may be delayed or suspended.

As with all investments, each Fund is subject to risks which are set out in the Product Disclosure Statement (PDS). There is a risk that you may lose some or all of your capital and/or a reduction or cessation of distributions. The investment in the Funds is not a bank deposit. Withdrawal rights are subject to liquidity and may be delayed or suspended. The performance of the Funds, the repayment of capital or of any particular rate of return is not guaranteed. Performance information on this website is not intended to constitute forecasting of future performance. Any information about returns should be considered only as part of a balanced review of the features, benefits and risks associated with an investment in the funds. Past performance is not indicative of future performance.

Google star ratings are not investment ratings, they are service ratings posted on Google by customers of ASCF. Investment decisions should not be made upon the basis of Google star ratings, customer reviews or past performance of the Funds

This website contains general information only and should not be considered as giving financial product advice or any recommendation by ASCF. It does not purport to be complete, nor does it take into account your investment objectives, financial situation or needs. Prospective investors should consider those matters, obtain independent expert advice, and read the PDS for the Funds in its entirety before making an investment decision. A copy of the PDS and TMD can can be downloaded here:

For further information on the Fund and details on how to apply 

The Funds financials and compliance plans are audited annually and subject to half year review by Grant Thornton.

Our Performance To Date

Since Australian Secure Capital Fund launched in 2016:

Level 1,
50 Park Rd 4064
Milton QLD

All investors have received their targeted monthly distributions on time.

The value of investors initial investment in each of the Funds has remained fixed at $1.00 per unit. 

All investors have had their request to redeem funds paid on time and in full.

Level 1, 50 Park Rd 4064 Milton QLD

Australian Secure Capital Fund Ltd holds an 
Australian Financial Services Licence AFSL 491201
and Australian Credit Licence ACL 491201

WHAT OUR INVESTORS SAY

ASCF Premium Capital offers additional capital protection measures via spread protection.

*As with all investments, there are risks associated with investing which are set out in the PDS & TMDs available for download at the bottom of this page.

The Funds do not provide construction finance to property developers
on the anticipated end value of the security property yet to be constructed.

For further information on the Fund and details on how to apply. 

Choose Your Fund

^ Subject to liquidity, withdrawals may be delayed or suspended
*Distribution rates are an investment objective, not a forecast
# Since inception all investors have received their targeted distribution rate monthly and all requests for redemption have been paid on time and in full, however past performance is not indicative of future performance.

©2024 Australian Secure Capital Fund Ltd
All rights reserved

A pooled Mortgage Unit Trust Investment by Australian Secure Capital Fund Limited ACN 613 497 635 - AFSL 491201 ACL 491201.

For further information on the fund and details on how to apply 

Minimum investment $5,000

Monthly distributions

Externally audited

No construction loans

The Directors of Australian Secure Capital Fund Ltd have extensive knowledge of the Australian property market with over 80 years of property and banking experience between them.

The Directors of Australian Secure Capital Fund Ltd have extensive knowledge of the Australian property market with over 80 years of property and banking experience between them.

Read the PDS and TMDs, available at the bottom of this page. Distribution rates are not guaranteed nor a forecast. Lower than expected returns may be achieved. Investment in the mortgage Funds is not a bank deposit and investors risk losing some or all of their capital. Withdrawal rights are subject to liquidity and may be delayed or suspended. 

We operate several different mortgage funds, each with its own unique balance of risk and return. Choose the one that suits your personal financial situation best.

Australian Secure Capital Fund’s investment products are subject to ongoing operational oversight, to ensure that investors are protected. We are registered with the Australian Securities and Investments Commission, which requires us to maintain and adhere to a compliance plan, which is audited annually. The Funds’ financials are audited half-yearly by an independent auditor, Grant Thornton.

The Fund’s assets are legally owned and held in custody by Certane Corporate Trust, an independent custodian who provides another layer of assurance. Finally, every loan is secured by registered mortgage(s) and riskier loan types such as traditional construction lending for property development are prohibited by our Product Disclosure Statement.

TM

Our Results

Minimum investment term 3 months

All fund assets held by an independent custodian

*Figures are as at 01/11/2023. Since inception all investors have received their targeted distribution rate monthly, however past performance is not indicative of future performance. Distribution rates are an investment objective, not a forecast.

Fund Objective

*

How do ASCF pooled mortgage funds work?

Digital Marketing by BAMBRICK

$4.4 Trillion by 2028: Inside the global mortgage market

"As property prices continue to rise across the globe, the private credit market is gaining momentum and is estimated to double in size to US$2.8 trillion by the end of 2028. On home soil, private credit provider Australian Secure Capital Fund (ASCF) says it’s doing things a little differently."

"I have been an investor for 5 years. Rob, my single point of contact, is always a phone call, text, or email away. Investing was easy, returns were impeccable and at time of withdrawal they were as prompt as time of investment. I highly recommend!" 

Nizi Bhandari

WHAT OUR INVESTORS SAY

Interested in a monthly return? 

We were looking at options to diversify Super with reduced fees or risk. ASCF ticked all the boxes, after doing thorough due diligence risk analysis of the company and their policies and procedures, the risk was low.  My partner has been recieving a steady income stream on a monthly basis with no extra fees, combined with the Super income stream very happy.  Professional friendly service with good honest transparency and regular updates of business operations and how all their programmes (lending money on 1st and 2nd Mortgages). Highly recommend.”

Dane Colson

It’s a great company to invest with good monthly returns. I am very happy to continue my investment with them.”

Ram Hariram

WATCH NOW

“I have invested with ASCF for many years now

Allan Dy

“Great service, on-time payments.

I have invested with them for years now - no issues with investments.”

AS SEEN IN

“A steady income stream on a monthly basis with no extra fees.

AS SEEN IN

and like all the other investors I am very happy with the punctuality of interest payments and communication. Great work guys, hope your business thrives so we can all keep reeping the rewards.”

Tony Abela

“Have been investing with ASCF for a couple of years

“Interest was paid on time and without fail.

I was kept fully informed on a monthly basis. Interest was paid on time and without fail. The deposit was returned on time, when requested. What more could you ask for? Would recommend as a competent company and will use for further investment.”

Russel S

I wish to take this opportunity to convey our sincerest appreciation to ASCF for your invaluable assistance with looking after our investment funds in such a safe and expert manner. The returns provided by your Fund in the current ‘low interest’ environment have been fantastic, to say the least. However, we have been most impressed by every other facet of our association with ASCF, most of all, with the peace of mind and the confidence in your products.”

Paul G

“Peace of mind and confidence in the product.

“Great service, on-time payments.

“I have invested with ASCF for many years now

It’s a great company to invest with good monthly returns. I am very happy to continue my investment with them.”

I have invested with them for years now - no issues with investments.”

“A steady income stream on a monthly basis with no extra fees.

We were looking at options to diversify Super with reduced fees or risk. ASCF ticked all the boxes, after doing thorough due diligence risk analysis of the company and their policies and procedures, the risk was low.  My partner has been recieving a steady income stream on a monthly basis with no extra fees, combined with the Super income stream very happy.  Professional friendly service with good honest transparency and regular updates of business operations and how all their programmes (lending money on 1st and 2nd Mortgages). Highly recommend.”

“Have been investing with ASCF for a couple of years

and like all the other investors I am very happy with the punctuality of interest payments and communication. Great work guys, hope your business thrives so we can all keep reeping the rewards.”

“Interest was paid on time and without fail.

I was kept fully informed on a monthly basis. Interest was paid on time and without fail. The deposit was returned on time, when requested. What more could you ask for? Would recommend as a competent company and will use for further investment.”

“Peace of mind and confidence in the product.

I wish to take this opportunity to convey our sincerest appreciation to ASCF for your invaluable assistance with looking after our investment funds in such a safe and expert manner. The returns provided by your Fund in the current ‘low interest’ environment have been fantastic, to say the least. However, we have been most impressed by every other facet of our association with ASCF, most of all, with the peace of mind and the confidence in your products.”