The Funds offer investors monthly distributions from a pool of loans secured by registered mortgages, managed by Australian Secure Capital Fund Limited.
Key Benefits
Regular Monthly Distributions
All distributions paid to investors are net of all fund costs and management fees.
Liquidity
An investor can request a withdrawal of all or part of their investment at maturity by giving ASCF one to three months' notice depending on their initial investment term.^
Independent Custodian
All deposits, mortgages and securities of the funds are held by Certane CT Pty Ltdwho act as the independent custodian of all fund assets.
Competitive Return
Investorscan receive targeted distribution rates from 6.10% per annum* depending on their choice of investment term and Fund.
All fund financials are independently audited annually and subject to half-yearly review all published on our website.
Fully Audited
Capital Stability
Since inception, the value of investors’ initial investment in each of the Funds has remained fixed at $1.00 per unit*.
Benefits Of Investing in ASCF
The Funds offertargeted distribution rates of 6.10% to 7.75% per annum* depending on their choice of investment term and Fund.
The maximum loan to valuation ratio on loans to borrowers is 70.00% in ASCF Premium Capital Fund and 80.00% in ASCF Select Income Fund & ASCF High Yield Fund based on a valuation of the security property.
Your investment is spread across the entire pool of loanscontained in the Fund. Your investment is not linked to a particular borrower or an individual security property.
The Funds do not provide construction finance to property developers on the anticipated end value of the security property yet to be constructed.
The Funds only provide short term loans to a maximum of 24 months, making it more liquid than traditional mortgage funds.
To invest in short term loans secured by registered mortgages over residential or commercial property in order to provide our investors with a monthly return on their funds.
ASCF Premium Capital Fund
STATUS
Open
CURRENT UNIT PRICE
$1.00
MINIMUM INVESTMENT
$10,000
INCOME DISTRIBUTION
Monthly
Investment distribution Rates
3 MONTHS
5.00% p.a.
6 MONTHS
5.25% p.a.
12 MONTHS
5.50%p.a.
Security: A pool of loans secured by 1st mortgages on Australian property.
“I wish to take this opportunity to convey our sincerest appreciation to yourself and ASCF in general for your invaluable assistance with looking after our investment funds in such a safe and expert manner. Clearly, the returns provided by your Fund in the current ‘low interest’ environment have been very attractive, to say the least. However, we have been most impressed by every other facet of our association with ASCF, most of all, with the peace of mind and the confidence in your products as conveyed to us by my son Mark.”
Paul G. - 2022
For further information on the Fund and details on how to apply.
“I parked funds with this Company from 2018 to 2022. I was kept fully informed on a monthly basis. Interest was paid on time and without fail. The deposit was returned when requested and on time. What more could you ask for? Would recommend as a competent company and will use for further investment.”
Russell S. - 2022
Our Associates
A pooled Mortgage Unit Trust Investment by Australian Secure Capital Fund Limited ACN 613 497 635 - AFSL491201ACL 491201.
This website and the information contained in it has been issued by Australian Secure Capital Fund Ltd ACN 613 497 635 AFS Licence and Australian Credit Licence no. 491201 (ASCF). ASCF is the responsible entity for the ASCF Premium Capital Fund ARSN 637 973 409, the ASCF Select Income Fund ARSN 616 367 410, the ASCF High Yield Fund ARSN 616 367 330 (Funds).
Read the PDS and TMD, available below. Distribution rates are not guaranteed nor a forecast. Lower than expected returns may be achieved. Investment in the mortgage Funds is not a bank deposit and investors risk losing some or all of their capital. Withdrawal rights are subject to liquidity and may be delayed or suspended.
As with all investments, each Fund is subject to risks which are set out in the Product Disclosure Statement (PDS). There is a risk that you may lose some or all of your capital and/or a reduction or cessation of distributions. The investment in the Funds is not a bank deposit. Withdrawal rights are subject to liquidity and may be delayed or suspended. The performance of the Funds, the repayment of capital or of any particular rate of return is not guaranteed. Performance information on this website is not intended to constitute forecasting of future performance. Any information about returns should be considered only as part of a balanced review of the features, benefits and risks associated with an investment in the funds. Past performance is not indicative of future performance.
Google star ratings are not investment ratings, they are service ratings posted on Google by customers of ASCF. Investment decisions should not be made upon the basis of Google star ratings, customer reviews or past performance of the Funds
This website contains general information only and should not be considered as giving financial product advice or any recommendation by ASCF. It does not purport to be complete, nor does it take into account your investment objectives, financial situation or needs. Prospective investors should consider those matters, obtain independent expert advice, and read the PDS for the Funds in its entirety before making an investment decision. A copy of the PDS and TMD can can be downloaded here:
Enjoy a fixed regular monthly income of up to 8.69% per annum with flexibility around withdrawals. Don't miss this secure and reliable investment opportunity.
For further information on the Fund and details on how to apply
The Funds financials and compliance plans are audited annually and subject to half year review by Grant Thornton.
Our Performance To Date
Since Australian Secure Capital Fund launched in 2016:
Level 1, 50 Park Rd 4064 Milton QLD
All investors have received their targeted monthly distributions on time.
The value of investors initial investment in each of the Funds has remained fixed at $1.00 per unit.
All investors have had their request to redeem funds paid on time and in full.
*
Level 1, 50 Park Rd 4064 Milton QLD
Australian Secure Capital Fund Ltd holds an Australian Financial Services Licence AFSL 491201 and Australian Credit Licence ACL 491201
WHAT OUR INVESTORS SAY
WHAT OUR INVESTORS SAY
"ASCF ticked all the boxes. After doing a thorough due diligence risk analysis of the company and their policies and procedures, the risk was low. My partner has been receiving a steady income stream on a monthly basis with no extra fees, combined with the Super income stream very happy"
Dane C.
"ASCF ticked all the boxes. After doing a thorough due diligence risk analysis of the company and their policies and procedures, the risk was low. My partner has been receiving a steady income stream on a monthly basis with no extra fees, combined with the Super income stream very happy."
"Very happy to recommend Anastasia and the team at ASCF. Excellent communication and service from the outset. Thank you."
Diane K.
"Very happy to recommend Anastasia and the team at ASCF. Excellent communication and service from the outset. Thank you."
Discover how our investors are enjoying the benefit of monthly distributions.
As reviewed by
4.7
As reviewed by
4.7
And put your money to work for you!
ASCF Premium Capital offers additional capital protection measures via spread protection.
payable monthly
with our ASCF High Yield Fund
An investment in the Fund is not a bank deposit#
2021
*
*
*
PAID MONTHLY
2021
*As with all investments, there are risks associated with investing which are set out in the PDS & TMDs available for download at the bottom of this page.
*
An investment in the Fund is not a bank deposit#
The Funds do not provide construction finance to property developers on the anticipated end value of the security property yet to be constructed.
For further information on the Fund and details on how to apply.
ASCF Premium Capital Fund
STATUS
Open
CURRENT UNIT PRICE
$1.00
MINIMUM INVESTMENT
$5,000
INCOME DISTRIBUTION
Monthly
TARGETED DISTRIBUTION RATES
3 MONTHS
4.50% pa
3 MONTHS
6.10%pa
12 MONTHS
6.75%pa
Security: A pool of loans secured by 1st mortgages at up to 70.00% LVR on Australian property.
24 MONTHS
6.30%pa
6 MONTHS
6.25%pa
ASCF High Yield Fund
STATUS
Open
CURRENT UNIT PRICE
$1.00
INCOME DISTRIBUTION
Monthly
MINIMUM INVESTMENT
$5,000
TARGETED DISTRIBUTION RATES
3 MONTHS
6.50%pa
6 MONTHS
7.25%pa
12 MONTHS
7.75%pa
Security: A pool of loans secured by 1st & 2nd mortgages at up to 80.00% LVR on Australian property.
24 MONTHS
7.30%pa
ASCF Select Income Fund
STATUS
Open
CURRENT UNIT PRICE
$1.00
INCOME DISTRIBUTION
Monthly
MINIMUM INVESTMENT
$5,000
TARGETED DISTRIBUTION RATES
3 MONTHS
6.25%pa
6 MONTHS
6.75%pa
12 MONTHS
7.25%pa
Security: A pool of loans secured by 1st mortgages at up to 80.00% LVR on Australian property.
"I have been investing significant capital for 4 years. Great communication, I can speak to Rob directly whenever I call. I requested early release and they were able to do so on the date I requested."
Hannah N.
"I have been investing significant capital for 4 years. Great communication, I can speak to Rob directly whenever I call. I requested early release and they were able to do so on the date I requested."
4.7
As reviewed by
2022
"NO hoops to jump through; I was an existing customer. I felt just as valuable being a borrower, as an investor, and the whole process was seamless and painless. Thank you, ASCF."
Sean
"NO hoops to jump through; I was an existing customer. I felt just as valuable being a borrower, as an investor, and the whole process was seamless and painless. Thank you, ASCF."
Discover how our investors are enjoying the benefit of monthly distributions.
PAID MONTHLY
An investment in the Funds is not a bank deposit. Since inception, all investors have received their targeted distribution rate monthly, however past performance is not indicative of future performance.
Discover how our investors are enjoying the benefit of monthly distributions.
7.75% p.a.
for a 12-month term investment in our ASCF High Yield pooled mortgage fund
An investment in the Funds is not a bank deposit. Since inception, all investors have received their targeted distribution rate monthly, however past performance is not indicative of future performance.
And put your money to work for you!
for a 12-month term investment in our ASCF High Yield pooled mortgage fund
^ Subject to liquidity, withdrawals may be delayed or suspended *Distribution rates are an investment objective, not a forecast # Since inception all investors have received their targeted distribution rate monthly and all requests for redemption have been paid on time and in full, however past performance is not indicative of future performance.
An investment in the Funds is not a bank deposit. Since inception, all investors have received their targeted distribution rate monthly, however past performance is not indicative of future performance.
*Distribution rates are an investment objective, not a forecast
Minimum investment $5,000
Monthly distributions
Externally audited
No construction loans
The Directors of Australian Secure Capital Fund Ltd have extensive knowledge of the Australian property market with over 80 years of property and banking experience between them.
The Directors of Australian Secure Capital Fund Ltd have extensive knowledge of the Australian property market with over 80 years of property and banking experience between them.
Read the PDS and TMDs, available at the bottom of this page. Distribution rates are not guaranteed nor a forecast. Lower than expected returns may be achieved. Investment in the mortgage Funds is not a bank deposit and investors risk losing some or all of their capital. Withdrawal rights are subject to liquidity and may be delayed or suspended.
We operate several different mortgage funds, each with its own unique balance of risk and return. Choose the one that suits your personal financial situation best.
Australian Secure Capital Fund’s investment products are subject to a significant amount of operational oversight, to ensure that investors are protected. We are registered with the Australian Securities and Investments Commission, which requires us to maintain and adhere to a compliance plan, which is audited annually. The Funds’ financials are audited half-yearly by an independent auditor, Grant Thornton.
Our assets are legally owned by Certane Corporate Trust, an independent custodian who provides another layer of assurance. Finally, every loan is secured by registered mortgage and riskier loan types such as traditional construction lending for property development are prohibited by our Product Disclosure Statement.
TM
$200.13m
Total funds currently under management with ASCF.
Our Results
1947
Current active investment accounts across all ASCF retail funds.
$51.82m
Total distributions paid out to investors since inception.
*Figures are as at 01/11/2023. Since inception all investors have received their targeted distribution rate monthly, however past performance is not indicative of future performance. Distribution rates are an investment objective, not a forecast.
An investment in the Funds is not a bank deposit. Since inception, all investors have received their targeted distribution rate monthly, however past performance is not indicative of future performance.
And put your money to work for you!
for a 12-month term investment in our ASCF High Yield pooled mortgage fund
*
for a 12-month term investment in our ASCF High Yield pooled mortgage fund
How do ASCF pooled mortgage funds work?
Very professional team who were quick to respond to any of our questions or queries. Interest was deposited each month on time and at the rate they advised. Very happy to be a customer.
Kathy
"ASCF ticked all the boxes. After doing a thorough due diligence risk analysis of the company and their policies and procedures, the risk was low. My partner has been receiving a steady income stream on a monthly basis with no extra fees, combined with the Super income stream very happy."
As reviewed by
4.7
2023
"ASCF ticked all the boxes. After doing a thorough due diligence risk analysis of the company and their policies and procedures, the risk was low. My partner has been receiving a steady income stream on a monthly basis with no extra fees, combined with the Super income stream very happy"
Kathy
"Very professional team who were quick to respond to any of our questions or queries. Interest was deposited each month on time and at the rate they advised. Very happy to be a customer."
As reviewed by
4.7
2023
"I have been an investor with ASCF for the last 5 years. The investor team has been my single point of contact, they are always a phone call away, text, or email, he always responds on time, investing was easy, returns were impeccable and at the time of withdrawal, they were as prompt as the time of investment. I highly recommend them – this is not paid or asked for a review -it’s written based on my personal experience from the last 5 years."
Niel B.
"I have been an investor with ASCF for the last 5 years. The investor team has been my single point of contact, they are always a phone call away, text, or email, he always responds on time, investing was easy, returns were impeccable and at the time of withdrawal, they were as prompt as the time of investment. I highly recommend them – this is not paid or asked for a review -it’s written based on my personal experience from the last 5 years."
4.7
As reviewed by
2022
"ASCF ticked all the boxes. After doing a thorough due diligence risk analysis of the company and their policies and procedures, the risk was low. My partner has been receiving a steady income stream on a monthly basis with no extra fees, combined with the Super income stream very happy"
Dane C.
"ASCF ticked all the boxes. After doing a thorough due diligence risk analysis of the company and their policies and procedures, the risk was low. My partner has been receiving a steady income stream on a monthly basis with no extra fees, combined with the Super income stream very happy."